Please read the Terms and Conditions governing the OpportunitiesToday.com ('OT') site and service set forth below. Your use of this site constitutes your agreement to be bound by the Terms and Conditions.

Please note that these Terms and Conditions contain waivers by you of certain rights you may have against OT and its affiliates and an express agreement that arbitration shall be the exclusive remedy for the resolution of all disputes.

• ACCEPTING THESE TERMS AND CONDITIONS: The provisions in this section are referred to as the "Terms and Conditions" and constitute an agreement between you and OT. BY SUBMITTING THE ENTER BUTTON AT THE BOTTOM OF THE PAGE. YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE READ THE TERMS AND CONDITIONS CAREFULLY, UNDERSTAND EACH OF THEM AND AGREE TO BE BOUND BY ALL OF THEM. By accepting these Terms and Conditions once, you acknowledge and agree that you will be bound by them each and every time you use the OT site or otherwise interact with OT online or offline. If you do not agree to the Terms and Conditions, you may not access or otherwise use OT and should EXIT the OT site.

• CHANGES TO TERMS AND CONDITIONS: OT reserves the right, at its sole discretion, to change, modify, add or remove any portion of the Terms and Conditions in whole or in part, at any time. Notification of changes in the Terms and Conditions will be posted on the OT site. Your continued use of OT after such changes are posted will constitute your agreement to such changed Terms and Conditions.

• CHANGES TO SERVICE: OT may change, suspend or discontinue any aspect of its site or service at any time. OT may also impose limits or restrictions on certain services, features or content or restrict your access to parts or all of OT without notice or liability.

• FOR REGISTERED USERS ONLY: Participation in OT is open to registered individuals, corporations, partnerships and trusts who are not otherwise restricted by local laws to subscribe to this service. Those who access this site do so on their own initiative, and are responsible for compliance with applicable local laws or regulations. OT makes no representation that any materials contained on the OT site or services or features provided on or through the site or otherwise by OT are appropriate or permitted in all locations, or for use by all subscribers.

• ACCESS TO PRIVATE AREAS OF THIS SITE: Any eligible registered subscriber may use the public areas of this site. However only paid subscribers who have been granted memberships by OT will have access to the private areas of this site.

• FINANCIAL INTERMEDIATION: OT is an Information service offering of Opal Consultants Pvt. Ltd. Nothing on the OT site or provided by OT should be construed as an offer to sell securities nor a solicitation of an offer to buy securities to residents in any state. OT is not a registered broker or a securities dealer anywhere in the world.

• FEES: By subscribing to OT, each subscriber agrees to pay OT all subscription service and use fees, if any, that OT may charge All fees must be paid in U.S. dollars unless otherwise specified as acceptable by OT in it's subscription agreement. OT reserves the right to modify at its discretion the fees, the currency of payment and the mode of payment .You also agree to pay all federal, state and local taxes applicable to your use of OT. You may pay the appropriate fees by credit card, wire transfer, electronic transfer or crossed account-payee cheques or demand drafts drawn on any first class bank. If you elect to pay by means of a credit card, and we do not receive payment from the card issuer or its agents, you hereby agree to pay all amounts due upon demand by OT. PAYMENTS IN CASH WILL NOT BE ACCEPTED AT ANY OF THE OFFICES OF OT. NONE OF THE FRANCHISEES OR AUTHORISED AGENTS ARE PERMITTED TO ACCEPT CASH TOWARDS SUBSCRIPTION, ADVERTISEMENT OR ANY OTHER SERVICE PROVIDED BY OT. ONLY RECOGNISED BANKS WHERE OT HAS SUBSCRIPTION COLLECTION FACILITY ARE PERMITTED TO ACCEPT CURRENCY FROM SUBSCRIBERS.

• LIMITATIONS REGARDING INFORMATION ON SITE: All business, financial, career and education related information and other material, otherwise provided by OT with respect to any opportunity is preliminary in nature and presented in summary form. This information is not intended to be complete and is not intended to represent all the information with respect to such opportunity that each party should have disclosed or is required under statute to disclose to the other. Each User is urged and expected to conduct his own due diligence with respect to any Opportunity and to independently verify the information included on the OT site and obtain such other information as the User may deem appropriate. Each User is advised to consult his own legal, financial and accounting advisors as may be appropriate.

• INFORMATION PROVIDED BY ADVERTISERS AND THIRD PARTY SERVICE PROVIDERS NOT VERIFIED BY US: All information with respect to the various modules has been provided by advertisers, businessmen, consultants, entrepreneurs, investors and third party service providers and not by OT. OT does not review, check or verify the bonafides and is not responsible for, errors, mistakes or misrepresentations such information posted by such parties to the OT site may contain. However, OT reserves the right at all times to take appropriate remedial action if it is made aware by Users or regulatory authorities regarding the mistake, error or misrepresentation. OT MAKES NO REPRESENTATION, WARRANTY OR ENDORSEMENT (EXPRESS OR IMPLIED) AS TO THE ADEQUACY, ACCURACY, RELIABILITY OR COMPLETENESS OF ANY STATEMENT, OPINION OR OTHER DOCUMENT OR INFORMATION POSTED ON OT BY ANY ADVERTISER, USER OR THIRD PARTY SERVICE PROVIDER.

• DUTY TO PROVIDE TRUE, ACCURATE AND COMPLETE INFORMATION: You represent and warrant to us that any information you provide to OT for posting on the OT site or otherwise is true, complete and accurate. You agree to notify OT immediately in writing at any time the information provided by you ceases to be true, complete or accurate and to correct or update information posted on OT. You may change or update information provided to us at any time. You understand that transmissions to and from OT via the internet or e-mail are not confidential and your communications may be read or intercepted by others.

• APPROPRIATE USE: You represent, warrant and covenant that: (a) you are at least 18 years of age and (b) you shall not upload, post or transmit to or distribute or otherwise publish through OT, any material which: (i) restricts or inhibits any other user from using or enjoying OT, (ii) is unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, sexually explicit or indecent, (iii) constitutes or encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate law, (iv) violates, plagiarizes or infringes the rights of third parties including, without limitation, copyright, trademark, patent, rights of privacy or publicity or any other proprietary right, (v) constitutes defamatory or libelous statements, (vi) contains a computer virus or other harmful component, (vii) constitutes or contains false or misleading indications of origin or statements of fact or (viii) is inappropriate for the purpose of this site. OT shall have the right to review any material submitted for posting on this site and shall have the sole and absolute right to determine whether that material complies with these Terms and Conditions. You shall notify OT immediately of any known or suspected unauthorized use of Users' accounts or any known or suspected breach of security.

• CONSENT TO ELECTRONIC COMMUNICATIONS: You agree to receive all documentation and information provided by OT, its subsidiaries and/or affiliates, through this site and through e-mail provided to you via the Internet. This electronic provision and delivery will be regarded by you as appropriate delivery pursuant to any delivery requirements under the various statutes and rules.. You agree to notify OT in the event that you no longer desire to receive information through this delivery procedure. You will allow a reasonable amount of time to make appropriate changes to ensure proper delivery to you through other means. Unless you indicate by notifying OT that you do not want to receive such Information, OT reserves the right to disclose certain limited User information for the purpose of providing User with Information about products and services.

• NO RELIANCE ON INFORMATION PROVIDED ON SITE OR OTHERWISE BY OT FOR INVESTMENT DECISIONS: You agree that any agreement to which you are a party shall contain an explicit clause providing that such agreement (and any others entered into by the parties in connection therewith) will constitute the entire agreement between the parties thereto with respect to such transactions You also agree that each party shall represent to the other and for the benefit of OT that in entering into an arrangement, they are relying solely on the representations and warranties made by each of them to the other , and not on any information posted on the OT site or otherwise provided by OT.

• POTENTIAL CONFLICTS OF INTEREST FOR OT: OT and its affiliates may have conflicts of interests arising from transactions or advertisements or offerings posted on or through OT's website. One or more directors, officers or employees of OT or its affiliates may also be associated with organizations participating on the web site. In addition, OT or its affiliates may provide services (including management consulting and investment banking services) to, or have other relationships with advertisers, users, investors or third party service providers. In the event such services relate directly to investment opportunities posted on the OT site we will disclose the nature of these services to you on the site. You understand that only the party to whom we provide such services may rely on them and our provisions of such services to one party gives us no liability or responsibility to any other party for those services.

• NO CONFIDENTIAL, FIDUCIARY OR CONTRACTUALLY IMPLIED RELATIONSHIP EXISTS WITH OT: You acknowledge that by registering with OT, submitting information to us for posting or any other purposes or using the OT site and services, no confidential, fiduciary, contractually implied or other relationship is created between you and OT other than the express contractual relationship provided in the Terms and Conditions and any other written agreement you may enter into with OT.

• WAIVER AND RELEASE: You release, discharge and hold harmless OT and its affiliates and their respective directors, officers, employees and agents from any and all liability, claims or causes of action (known or unknown) arising out of our or their negligence. This waiver and release of liability includes, without limitation, liabilities arising out of information posted on the OT site or otherwise provided by OT personnel and liability arising out of services we provide. You acknowledge that you have carefully read this waiver and release paragraph and fully understand that it is a release of liability. You are waiving any right that you may have to bring a legal action to assert a claim against us or the other parties set out above for our or their negligence.

• TERMINATION OF MEMBERSHIP: OT reserves the right to terminate your membership and access to OT or any portion of the site and remove any materials, information and data that you have posted on the site, in its sole discretion, without notice, at any time and for any reason, including, without limitation, a breach of these Terms and Conditions. Upon such termination, OT may as laid out in the subscription agreement provide for pro-rata refund of the subscription amount paid.

• DISCLOSURE AND USE BY US OF INFORMATION ABOUT ADVERTISERS, USERS AND OTHER PARTICIPANTS You agree that information provided to OT for posting on the OT site may be posted and disclosed to Registered users and and other third parties in accordance with the procedures outlined on the OT site. Information about seekers and offerors posted on OT is solely for the use of OT's members and it may not be received or distributed by others under any circumstances. You understand and agree that any information provided to OT for posting or otherwise may be used by us to make subjective and objective evaluations, ratings and assessments of the providers and their business plan or investment opportunity. These evaluations, ratings and assessments, may be publicly disclosed by OT on the site or elsewhere. OT will have no liability to any information provider or third party affected by such evaluations, ratings or assessments it may make.

• LICENSE TO OT TO USE INFORMATION: OT does not claim ownership of the materials you may provide to OT (including feedback and suggestions), or post, upload, input or submit to the OT site. However, by posting messages, uploading files, inputting information or otherwise communicating on, to or through OT, you hereby grant to us a perpetual, worldwide, irrevocable, unrestricted, non-exclusive, royalty free license to use, copy, license, sublicense, adapt, distribute, display, publicly perform, reproduce, transmit, modify, edit and otherwise exploit such communications, in all media now known or hereafter developed, in each case in accordance with the procedures outlined on the OT site (including our Privacy Policy). You hereby waive all rights to any claim against OT for any alleged or actual infringements of any proprietary rights, rights of privacy and publicity, moral rights, and rights of attribution in connection with such communications.

• LINKS TO AND FROM OTHER SITES: OT may contain links and pointers to other Internet sites, resources, and sponsors of OT. Links to and from OT and other third party sites do not constitute an endorsement by OT or any of its subsidiaries or affiliates of any third party resources or their contents. OT takes no responsibility for the accuracy, content or any other aspect of these websites and disclaims any liability to you in connection with such websites. You may not include any links or pointers in materials posted by you on the OT site.

• REFERRALS TO THIRD PARTIES DO NOT CONSTITUTE ENDORSEMENT: OT assumes no liability for referrals to or services provided by third party providers listed on OT. Such referrals are provided for informational purposes only and do not constitute an endorsement or recommendation by OT of such providers. The costs of services offered or performed by third party providers are not included in any fees paid to OT.

• PASSWORDS: Certain areas of the website cannot be viewed without a password. All such passwords, user identification numbers and other access codes or security items issued to you by OT or selected by you are referred to herein as "passwords." You are solely responsible for the use and proper protection of the passwords. You agree to take all reasonable precautions to protect the security and integrity of the passwords, and to prevent their unauthorized use. You agree to be responsible for all actions taken that use your passwords. If you become aware of any unauthorized access or use of the service with your passwords, or if your password is lost, you will immediately notify OT.

• NO GUARANTEE OF MATCH OR SUCCESS : OT does not guarantee that any Opportunity Sought will be matched with corresponding Offers. In certain situations OT may not grant access to certain Opportunities which are posted on OT until thirty days after the user has been approved as a member. OT assumes no responsibility (express or implied) for the success or failure of actions taken by Users as a result of matches found through OT.

• DUTY TO UPDATE : Advertisers, Users and Other service providers agree to provide OT with timely updates If you fail to provide timely updates, we may terminate your membership and access to OT or any portion of the site and remove any materials, information and data that you have posted on the site without notice.

• USERS DUTY TO COMPLY WITH APPLICABLE LAWS: It is the duty of all Users, Advertisers ,Service providers and Participants to ensure that all offers posted on the OT site are made in compliance with applicable federal, state and other local regulations and reporting requirements. It is made explicit that OT takes no responsibility for such compliances.

• NO REGULATORY ENDORSEMENTS: The offers posted on the OT website are not endorsed by any regulatory authority. The fact that any of these may have been registered with any Federal, State or Local regulatory agency and/or does not constitute an endorsement of the merits of such an offering by any regulatory body. Any representation to the contrary is a criminal offense.

• NO INVITATION OR SOLICITATION TO BUY OR SELL ANY SECURITY: None of the information posted on OT constitutes an invitation or solicitation to buy or sell any security. Any such invitation or solicitation will be made only by a communication directly between the issuer or its authorized agents and the Investor and will not involve OT in any way.

• COPYRIGHT: OT is protected by copyright as a collective work and/or compilation, pursuant to international copyright laws and conventions. All materials contained on OT are protected by copyright, and are either owned, controlled or licensed by OT. You will abide by this and any and all additional copyright notices, information or restrictions contained in any of these materials. You may print the materials without the express written consent of OT, provided that you maintain all copyright and other notices contained in such materials. You may not otherwise download the materials.

• TRADEMARKS: OT, OpportunitiesToday.com and other OT graphics, logos and service marks are trademarks of Opal Consultants Pvt. Ltd.

• INDEMNIFICATION: Registered Users and other Participants hereby jointly and severally agree to indemnify, defend and hold OT and its affiliates, and any of their officers, directors, owners, agents, employees, information providers, licensors and licensees (collectively, the "Indemnified Parties") harmless from and against any and all liability and costs, including, without limitation, attorneys' fees and costs incurred by the Indemnified Parties in connection with any claim arising out of their use of OT or any breach by them of the Terms and Conditions, including any liabilities associated with a violation of federal or state securities laws. If the indemnity provided in this paragraph is not available or is insufficient to hold harmless the Indemnified Parties for any reason, Registered Users and Participants agree to contribute to the aggregate losses, claims and liabilities to which OT and its affiliates may be subject in such proportion as appropriate to reflect the relative fault by them and us with respect to the activity giving rise to the indemnity claim. All participants shall cooperate as fully as reasonably required in the defense of any claim. OT reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by investors and entrepreneurs and investors and entrepreneurs shall not in any event settle any such matter without the written consent of OT.

• DISCLAIMER OF WARRANTY: OT, including all content, software and functions made available on or accessed through OT, is provided "as is." To the fullest extent permissible by law, OT and its subsidiaries and affiliates make no representations or warranties of any kind as to the content, software or functions accessed through OT, for any products or services or links to third parties or for any breach of security associated with the transmission of sensitive information through OT or any linked site. OT AND ITS SUBSIDIARIES AND AFFILIATES DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. OT DOES NOT WARRANT THAT ANY CONTENT, SOFTWARE OR THE FUNCTIONS ACCESSED THROUGH OT WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT OT OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. OT AND ITS SUBSIDIARIES AND AFFILIATES SHALL NOT BE LIABLE FOR DIRECT, INDIRECT, PUNITIVE OR SPECIAL DAMAGES RELATED TO YOUR USE OF OT.

• GOVERNING LAW: These Terms and Conditions shall be governed by and construed in accordance with the substantive laws of India, without regard to conflicts of laws provisions.

• ARBITRATION AS EXCLUSIVE REMEDY: ANY CONTROVERSY OR CLAIM ARISING OUT OF OR RELATING IN ANY WAY TO THESE TERMS AND CONDITIONS, OR THE INTERPRETATION, VALIDITY, ENFORCEMENT, BREACH OR TERMINATION THEREOF, SHALL BE RESOLVED BY ARBITRATION (THE "ARBITRATION") IN MUMBAI. Notwithstanding any provision of law to the contrary, it is expressly agreed that the arbitrator shall have no power to award treble, punitive, consequential or any other damages in excess of compensatory damages and each party hereby irrevocably waives any right to assert or to recover any such damages. The arbitrator's award shall be final and binding between the parties, their successors and assigns and, notwithstanding any other choice of law provision in these Terms and Conditions, all issues regarding the arbitration process, specifically including the enforceability of the arbitrator's award, shall be governed by the Indian Arbitration Act. Judgment upon the award rendered by the arbitrator may be entered solely in the state and federal courts located within India and the parties hereby irrevocably consent to the jurisdiction of these courts for that purpose. ACCEPTANCE OF THESE TERMS AND CONDITIONS CONSTITUTES SPECIFIC ACCEPTANCE IN WRITING OF ARBITRATION AS SET FORTH IN THIS PARAGRAPH AS THE EXCLUSIVE REMEDY FOR RESOLUTION OF DISPUTES IN ACCORDANCE WITH THE PROVISIONS OF THIS PARAGRAPH. Any cause of action you may assert with respect to your use of OT or otherwise against OT or its affiliates must be commenced within one (1) year after the first claim or cause of action arises.

• ENTIRE AGREEMENT: The Terms and Conditions constitute the entire agreement between OT and you with respect to your use of OT. If for any reason an arbitrator finds any provision of the Terms and Conditions, or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the Terms and Conditions, and the remainder of the Terms and Conditions shall continue in full force and effect. ACCEPTANCE You may accept the Terms and Conditions by clicking on the " ACCEPT" button below. Your action in clicking on that button signifies that you agree to be bound by these Terms and Conditions. Such acceptance and agreement shall be deemed to be as effective as if execution of the Terms and Conditions were by a written signature performed manually by you, and these Terms and Conditions shall be deemed to satisfy any writing requirements of any applicable law. An electronic or other properly stored copy of these Terms and Conditions shall be deemed to be the true, complete, valid, authentic and enforceable copy of these Terms and Conditions and you agree not to contest the admissibility or enforceability of these Terms and Conditions in a court for any proceedings arising out of these Terms and Conditions.